Deposit Products

Business Checking Accounts

Small Business/Sole-Proprietor
The perfect account for businesses with few monthly transactions.

  • 60 free items (combination of debits, credits and deposited items) per month, and a $.25 fee applied to each item over the allotted 60 free items
  • Monthly minimum average balance is $300; if not maintained, maintenance fee is $3 per month
  • Monthly image statement
  • Business debit card available upon approval, for a $3 monthly fee

Business Checking

  • Our Business Checking account is tailored to fit the needs of most mid-size businesses
  • 150 free items per month (combination of debits, credits and deposited items)
  • A $.25 fee is applied for each item over the allotted 150 free items
  • A $1,500 minimum or $2,500 average monthly balance is required to avoid an $8 monthly maintenance fee
  • Monthly image statement
  • A business debit card available upon approval, for a $3 monthly fee

Commercial Checking

  • Our Commercial Checking account is tailored to meet the needs of large businesses
  • $15 monthly maintenance fee
  • Monthly image statement 
  • Account analysis/earnings credit applies
  • The following fees are applied:
    • $.45 per deposit or credit item
    • $.17 per check or debit item
    • $.08 per on us item deposited
    • $.12 per transit item deposited
    • $.10 per $100 for deposited currency (after the first $5,000 deposited per month)
    • Other activity fees may apply
  • A business debit card available upon approval for a $3 monthly fee

$100.00 Minimum opening deposit for all new accounts